Attention homeowners in Boston and Suffolk County: Need an appraisal?

Check out the top reasons MA homeowners call on Fairmount Appraisal Company:

  1. To get a pre-listing appraisal (whether they're selling the home themselves or using an agent)
  2. Challenge Suffolk county's assessment of your property
  3. To reduce your mortgage payments by removing PMI
  4. Reinstate their Home Equity Line of Credit (or HELOC)
  5. To review another appraiser's report for verification
  6. If property needs to be divided because of a divorce
  7. To determine the true market value of property in question to settle an estate

Do you own a house in or near Boston? Do you need help determining the value of your real estate?
Contact Fairmount Appraisal Company.

We at Fairmount Appraisal Company understand the particular needs of a homeowner looking for appraisal services. Our usual business clients get the appraisal process and the usual documents we provide. Being a consumer that probably doesn't see an appraisal every day,we will give you extra guidance and explanations through the appraisal process to more clearly understand what we do and how we document the results of our analysis.

Pre-listing Services/For Sale By Owner (FSBO)

It's very hard to be objective about your own home because you most likely have an emotional attachment to it. Our professional appraisers at Fairmount Appraisal Company are objective. We won't just tell you what you want to hear, we'll tell you what you need to know. In addition to helping you set a realistic price to sell at so your house will attract interested buyers, a professional appraisal is a crucial negotiating tool once you have a potential buyer. It's something concrete to show your buyer. An appraisal is an independent third party's opinion of your house's value -- not just how much your house is worth. Interested buyers know you have an emotional attachment to your house and will be far more likely to give credibility to a professional appraiser's value conclusion than yours.

Need to remove PMI?

PMI stands for Private Mortgage Insurance. A popular money saver for homeowners is getting the PMI removed from their mortgage loan, thus saving them money on their monthly payments. Once your mortgage loan amount is below 80% of the value of your house, in most cases you can apply to a lender to have the PMI eliminated from your loan, which will make your monthly payments go down. Fairmount Appraisal Company is qualified in helping customers just like you rid themselves of unneeded PMI insurance.

Challenging property tax assessments

Your local tax assessor may have your home overvalued if you live in a region that's declining. This means you are paying higher taxes than you should be paying. The earlier you take care of things like this, the better off you'll be, since your property assessment may likely go up again in the next period. When contesting your property tax assessment, getting a professional appraisal from Fairmount Appraisal Company is your best weapon.

HELOC recently frozen?

Your lender may choose to automatically freeze your home equity line of credit (HELOC) if your house is close to a declining area -- even if your specific property has not declined in value. This can this be annoying from a cash flow viewpoint, and unfavorable to your credit score since it may appear as though that credit line is maxed out. Fairmount Appraisal Company can help you reinstate your HELOC.

Need Field and Desktop Appraisal Review Services?

Have you just gotten a copy of your appraisal and you would wish to have an expert double-check it for accuracy or do you want a second opinion without the cost and delay of waiting for a whole new appraisal? In a field review we'll go out and check the subject and comps. Or, if you're in a rush, we can provide desk review and verify as many facts as we can using online data sources as well as our own files.

Do you need a retrospective review of an appraisal report? Fairmount Appraisal Company can help with that too. While typically requested by banks, you may desire to employ this service if you suspect mortgage fraud related to your property.